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	<title>Credit Chop Shop &#187; credit chop shop</title>
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		<title>How credit cards help and hurt credit</title>
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		<description><![CDATA[Credit Cards are a convenient way for people to buy goods without having to exchange immediate cash for goods.

A credit card company is a type of creditor which has an existing business agreement with both the business selling the goods (merchant) and the consumer buying the goods (like you) that enables the consumer to leave [...]]]></description>
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